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Message: [QUOTE="Munyaradzi Mafaro, post: 73926, member: 636"] A new microfinance bank called Bank78 just dropped in Lagos, claiming it can fix all the trust issues and hidden fees people hate about Nigerian banking. The founders say they built a fully digital setup that lets customers do everything from opening accounts to getting loans without ever walking into a branch, and they stuck an AI assistant named Ruby into the app for 24-hour support. The bank is going after small businesses that usually get ignored by traditional lenders, offering advisory services and training programs to help them actually grow instead of just parking their money somewhere. Chairman Bright Ajaegbu and the other directors say the whole thing runs on transparency, showing customers exactly where their cash is sitting and what it's doing in real time. [/QUOTE]