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Message: [QUOTE="Nehanda, post: 28360, member: 2262"] You don't always need a lawyer to collect money someone owes you in Zimbabwe. People have collected debts without heading to court since ancient times, and many Zimbabweans recover their cash without any lawsuits at all. Debt collection works in two basic ways. Either you ask for your money yourself, or you pay someone else to chase it down for a cut of what they collect. Most debt collection in Zimbabwe happens when businesses try to collect from other companies or from regular consumers who bought things. Anyone hiring a lawyer for debt collection needs to share key facts about the situation. Lawyers ask what type of debt exists and how long it's been unpaid. They need phone numbers and addresses for whoever owes the money. Any papers proving the debt help tremendously. Lawyers also want to know if an individual or business owes the money and whether the debt is inside Zimbabwe or crosses borders. After receiving your information, a lawyer creates a formal demand letter. This letter describes exactly what's owed including any extra interest charges. It explains how the debt came about, perhaps from unpaid rent or services. The letter also warns what might happen next if payment doesn't arrive and mentions any contracts or bills related to the debt. How debts get collected usually depends on whatever agreements exist between the parties. When people sign contracts, those documents normally explain how problems will be solved. Your contract might require mediation first, then arbitration, before allowing anyone to file a lawsuit as the last option. [/QUOTE]

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