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Message: [QUOTE="Munyaradzi Mafaro, post: 31585, member: 636"] Having a vintage car brings joy, but finding the right insurance can be tricky. Old vehicles often carry more than their money value. You might love a car that costs little but means everything to you. The parts for these cars can be hard to find and expensive. Insurance helps protect what you care about from accidents, theft, and damage. Car lovers in Ireland have several insurance choices for their older vehicles. Classic car insurance works well for true vintage models. The company agrees with you about how much your car is worth when you start the policy. This matters because vintage cars often become more valuable as time passes. Your car might be worth more next year than it is today. The law says you need at least third-party insurance when driving in Ireland. This pays for damage you cause to others but leaves your car unprotected. For many vintage car fans, this level seems risky. Third-party fire and theft adds more protection without costing as much as full coverage. It covers your car if someone steals it or if fire damages it. Full coverage gives the most protection for your treasured vehicle. It pays for repairs to your car plus all the protection from other plans. Many Irish drivers pick this option for cars they really care about. Before buying any insurance, think about what your car is actually worth. For special cars, ask an expert to tell you the real market value. How often you drive matters when picking insurance. Many companies offer better prices if you only take your vintage car out occasionally. Tell the insurance company if your car stays in the garage most days. They might give you a special limited mileage price that saves money. Cars that travel less face fewer risks, and insurance companies like that. [/QUOTE]

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