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[QUOTE="Munyaradzi Mafaro, post: 33780, member: 636"]
Financial experts urge Malawians to seek help from established banks during tough economic times. Select Financial Services, a micro-lender serving government workers, believes credit access has become essential for families facing rising living costs. According to Akuzike Kafwamba, the head of Select Financial Services, many people struggle to secure loans from traditional banks. Low-income earners often turn to informal options like Village Banks, where interest rates remain high with strict repayment rules.

Kafwamba encourages people to consider established financial institutions that offer better terms for borrowers. Select Financial Services plans to create new financial solutions addressing client needs as economic challenges continue. The company aims to increase financial education for all citizens, especially those earning less money. Their mission focuses on making credit available to more people across the country. Civil servant Amon Phiri from Blantyre reports that a loan from Select Financial Services helped him handle recent financial pressures.
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