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[QUOTE="Queen, post: 85711, member: 27"]
Moniepoint flooded Nigeria’s informal economy with real money, not tiny loans, and the numbers actually moved in 2025.

Loan push at scale
[LIST]
[*]Moniepoint Group disbursed over ₦1 trillion.
[*]Roughly 70,000 small businesses got funded.
[*]Credit stepped in as banks pulled back.
[*]Focus stayed on private sector gaps.
[/LIST]
What the money changed
[LIST]
[*]Borrowers saw transaction values jump 36 percent.
[*]Average loan size landed near ₦14.3 million.
[*]Growth came from meaningful capital, not scraps.
[*]Results suggest funding matched business needs.
[/LIST]
How credit decisions worked
[LIST]
[*]Payment data powers lending choices.
[*]POS activity replaced classic credit scores.
[*]Collateral was not the gatekeeper.
[*]Informal operators are finally qualified.
[/LIST]
Who actually got funded
[LIST]
[*]Provision stores took a big share.
[*]Supermarkets absorbed working capital.
[*]Building material sellers scaled their inventory.
[*]Food traders and water sellers expanded.
[/LIST]
Bigger year for the company
[LIST]
[*]Nigeria saw eight of ten in-person payments processed.
[*]Total transaction value crossed ₦412 trillion.
[*]Volume topped 14 billion transactions.
[*]The banking arm earned a national license.
[/LIST]
[/QUOTE]

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