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Message: [QUOTE="Shamiso, post: 93001, member: 160"] Zanzibar has required most foreign visitors to hold their own inbound travel insurance since October 1, 2024, regardless of private coverage. The Zanzibar mandatory travel insurance is issued through Zanzibar Insurance Corporation, or ZIC, and the current published price is $44 per adult and $22 per child. Travelers from East African Community and Southern African Development Community countries are also listed by ZIC as eligible, with a reduced $22 rate. The awkward bit is that your normal policy does not replace this one. Zanzibar inbound travel insurance functions as an entry requirement, so a worldwide medical or travel policy can still be useful while failing the immigration requirement on its own. The official website for Zanzibar travel insurance is the Visit Zanzibar inbound portal at inbound.visitzanzibar.go.tz, which warns visitors to avoid third-party application sites. Zanzibar visa and travel insurance checks are separate, even though both may be dealt with around the same trip. A combined itinerary also needs separate attention because Tanzania and Zanzibar travel insurance rules are not one interchangeable system. Zanzibar's scheme predates the [URL='https://goldmidi.com/community/threads/tanzania-to-require-44-travel-insurance-for-foreign-visitors.35304/'][B]mainland Tanzania visitor insurance measure[/B][/URL] announced in 2025, while the [URL='https://goldmidi.com/community/threads/tourism-climbs-high-kilimanjaro-workers-rise.62321/']Zanzibar mandatory insurance fee[/URL] has already been part of island entry checks. [HEADING=2]Who needs the policy and what it costs[/HEADING] For the main traveler categories, the Zanzibar travel insurance cost is fixed at $44 per adult and $22 per child. ZIC also lists a $22 rate for travelers from EAC and SADC member states. Published ZIC terms place children aged 3 through 17 in the child band and cover infants aged 0 through 2 free under a parent or guardian's policy. A family should still enter every traveler correctly in the application rather than assuming the adult certificate automatically covers everyone. Published ZIC terms identify exemptions for residents or work-permit holders, cabin crew staying under 72 hours, certain terminal-transfer passengers, and emergency-landing passengers, so residency and transit status matter more than nationality alone. Zanzibar travel insurance for East African citizens deserves special attention because older discussion around mainland Tanzania used different exemption language. The current ZIC inbound-insurance page expressly includes travelers from EAC and SADC regions and gives them the reduced rate rather than a blanket exemption. Anyone relying on an old screenshot, forum answer, or travel-company email can therefore end up working from the wrong rule. [HEADING=2]Buy it before you travel[/HEADING] The Zanzibar travel insurance application is designed to be completed online. The portal takes you through the insurance type, personal details, final review, and payment, then lets you check the application, verify payment, edit details, and retrieve the cover. ZIC policy material says the policy should be issued before departure for Zanzibar, and airline guidance says the QR code may be requested before travel as well as on entry. The rule attaches to entry into Zanzibar. A traveler who first lands on mainland Tanzania still needs the Zanzibar policy before entering the islands. Buying Zanzibar travel insurance on arrival is therefore a poor plan even if somebody else managed it. Current carrier guidance says the policy must be obtained before departure and the QR code presented on entry. If payment hangs or the certificate does not appear, use the portal's application-status tools rather than submitting repeated applications and risking duplicate charges. You pay for Zanzibar travel insurance inside the official application rather than through an agent. Keep the email address on the form accurate because the policy information and QR code are sent electronically. A printed copy is a sensible backup, but the important item is the valid policy tied to your details. [HEADING=2]Coverage has limits, and the 92-day clock matters[/HEADING] What Zanzibar travel insurance covers is broader than emergency hospital treatment alone. Published ZIC material includes emergency medical expenses, medical evacuation and repatriation, personal accident benefits, baggage problems, legal expenses, personal liability, and 24-hour assistance. The same material lists exclusions including pre-existing medical conditions, routine or preventive care, terrorism, certain alcohol-related consequences, and some sporting or leisure situations, so comprehensive private insurance can still fill gaps. Zanzibar travel insurance is valid for up to 92 consecutive days from entry. The 92-day period is not a reusable multi-entry pass according to current airline guidance. If you leave Zanzibar and later return, a fresh policy is required for the new entry, even when the original 92-day window has not finished. For a Zanzibar travel insurance claim, keep the policy certificate and supporting documents available and use the 24-hour assistance channel listed by ZIC. The mandatory policy's exclusions mean a second comprehensive policy may still be the one that responds to cancellation, excluded activities, or other losses outside the ZIC terms. [/QUOTE]

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