Moniepoint Group lends 1 trillion naira to Nigerian businesses

Moniepoint flooded Nigeria’s informal economy with real money, not tiny loans, and the numbers actually moved in 2025.

Loan push at scale

• Moniepoint Group disbursed over ₦1 trillion.
• Roughly 70,000 small businesses got funded.
• Credit stepped in as banks pulled back.
• Focus stayed on private sector gaps.

What the money changed

• Borrowers saw transaction values jump 36 percent.
• Average loan size landed near ₦14.3 million.
• Growth came from meaningful capital, not scraps.
• Results suggest funding matched business needs.

How credit decisions worked

• Payment data powers lending choices.
• POS activity replaced classic credit scores.
• Collateral was not the gatekeeper.
• Informal operators are finally qualified.

Who actually got funded

• Provision stores took a big share.
• Supermarkets absorbed working capital.
• Building material sellers scaled their inventory.
• Food traders and water sellers expanded.

Bigger year for the company

• Nigeria saw eight of ten in-person payments processed.
• Total transaction value crossed ₦412 trillion.
• Volume topped 14 billion transactions.
• The banking arm earned a national license.