Equity Group Holdings reported third-quarter 2025 profit after tax up 32% to Kshs 54.1 billion from Kshs 40.9 billion, driven by broader revenue, tighter costs, and a rebound in the Kenya business. Return on average equity reached 26.4% and return on average assets 4.1%. Net interest income rose 16% while nonfunded income grew 3%. The cost-to-income ratio improved to 50.6% from 55.1%. Asset quality metrics held with nonperforming loan coverage at 71.4% and cost of risk at 1.9%.
Equity Bank Kenya posted a profit after tax of Kshs 31.1 billion, up 51%, as net interest income increased 27% to Kshs 53.6 billion and interest expenses fell 34% to Kshs 25.1 billion. Regional units lifted Group scale, with roughly half of deposits, loans, assets, and banking revenue from subsidiaries outside Kenya. The insurance arm advanced with profit before tax up 36% to Kshs 1.46 billion and gross written premiums up 71% to Kshs 6.55 billion. More than 98% of transactions occurred outside branches, and 87.4% of those ran on digital channels.
Equity Bank Kenya posted a profit after tax of Kshs 31.1 billion, up 51%, as net interest income increased 27% to Kshs 53.6 billion and interest expenses fell 34% to Kshs 25.1 billion. Regional units lifted Group scale, with roughly half of deposits, loans, assets, and banking revenue from subsidiaries outside Kenya. The insurance arm advanced with profit before tax up 36% to Kshs 1.46 billion and gross written premiums up 71% to Kshs 6.55 billion. More than 98% of transactions occurred outside branches, and 87.4% of those ran on digital channels.
