Equity Group posts record KSh75.5 billion profit

Equity Group just printed KSh75.5 billion in profit after tax for FY2025, a 55% jump that apparently set a Kenyan corporate record.

Headline financial numbers

• Equity Group Holdings posted record-breaking FY2025 earnings.
• Profit after tax leapt 55% to KSh75.5 billion.
• Total income climbed 12% to KSh217.7 billion.
• Their balance sheet swelled 9% to KSh1.97 trillion.

Efficiency and digital dominance

• Cost-to-income ratio dropped from 58.2% to 51.0%.
• Over 98% of transactions happened outside physical branches.
• Digital channels handled 88.4% of all customer activity.
• Loan loss provisions fell 28% year over year.

Regional subsidiaries pulling serious weight

• DRC profit after tax surged 58% to KSh24.7 billion.
• Uganda's earnings exploded 500% to KSh3.6 billion.
• Rwanda posted KSh5.4 billion with a 22% loan-book bump.
• Tanzania profits grew 125% to KSh2.7 billion.

Equity Bank Kenya's standalone performance

• EBKL profits jumped 63% to KSh39.2 billion.
• Net interest income rose 28% while interest costs dropped.
• Return on equity strengthened from 20.2% to 26.8%.
• EBKL handles 45% of all Kenyan bank SME lending.

Insurance arm expansion

• Gross written premiums shot up 75% to KSh9.17 billion.
• Equity Life Assurance serves 6.9 million unique customers.
• General insurance pulled KSh1.79 billion in its debut year.
• Health insurance netted KSh40 million profit in four months.

Dividends and shareholder returns

• Directors recommended KSh5.75 per share in dividends.
• That payout totals KSh21.7 billion for shareholders.
• Dividend growth hit 35.3% compared to last year.

Foundation and social impact highlights

• EGF supports 1,115 scholars with global university funding.
• Nearly one million entrepreneurs got trained through EGF.
• Over 44.6 million trees were planted across the continent.
• 600,000 youth received AI and data analytics training.